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Housing Resource Center, Inc.

HomeBargains.com

Allen Watkins

Presents

Private Money Lending

Passive / Armchair Investing 101

www.HigherYieldInvesting.com

Do you have investment capital or IRA dollars that are not

currently earning a 10 to 12% return safely?

Build Wealth in a Hurry!

Take control of your IRA, Pension Plan, Savings or CD's and invest these monies in Private Loans secured against incoming producing Real Estate with equity. Residential or Commercial.

  • These loans are secured by a 1st mortgage, with low loan to value (LTV) ratios 
    of 70% or less.
  • Or if you prefer you can hold ownership as your collateral.

You Do Not Have To Handle the Details- Housing Resource Center, Inc. handles all of the
                                                                            details.

You Determine the Term of Your Investment- Mold the term to your retirement plan.

You Have Excellent Collateral- Loans are based on 50-70% loan to value (LTV) or less,
                                                          secured against income producing real estate.

You Can Liquidate Easily- Should your circumstances change you notify us and if we are 
                                                  not  already approaching a closing on a refinance or sale, we   
                                                  replace your money with another Private Lender's money and can 
                                                  usually liquidate your loan in 2 to 4 weeks.

Your Investment Is Protected- You receive a security instrument with a property as collateral
                                                         and all pertinent documents.

You Do Not Have To Collect - Housing Resource Center, Inc forwards the Payments directly
                                                         to your account. Just like a CD.

You Have No Costs- As the Borrower I pay all of the costs.

I Seek funds At 10 to 12% Interest- Because it's not just the cost of money that is 
                                                                  important, it is also the availability of funds for
                                                                  good quick deals.

Your Earnings can be Tax Deferred- You still have advantage of the deferred taxing, using 
                                                                     your IRA or another Pension Plan.

You Do Not Need A Lot of Money- $5,000 is our minimum.

I sign personally- Guaranteeing your money to be paid as agreed. I will provide you with  
                                  references, and financials so you can check me out.

Looking for an investment with:

Passive Real Estate Investing is the Answer

Having the time to put forth the effort in doing the research, analysis, negotiating, acquisition, management, and marketing is the problem most investors face. Because they are too busy making the money, and trying to enjoy life. So they invest in other available sources with far less security, which often results in loss, or a much lower return on investment.

Housing Resource Center, Inc. (HomeBargains.com, Allen Watkins) is in a position to offer this unique opportunity due to the numerous real estate deals that are presented to our business. From:
  • Distressed owners who want to sell quick.
  • Banks wanting to sell their foreclosures.
  • Motivated Sellers who contact us from our advertising
  • Our own research and marketing systems for seeking out real estate
    investment opportunities.
  • Students who find deals and lack financial resources refer them to me or
    we partner up.

We handle these opportunities by:

  • Investing ourselves with our team of specialist,
  • Using our own financial resources,
  • Working with passive (armchair investors) who like to invest for high
    returns without the time consuming effort, while having maximum security.
  • Referring deals to active investors for a referral fee.
  • Purchasing and selling "as is" to an active investor for a profit.

We have systems in place for:

  • Attracting the homebuyers for our resale's.
  • We have specialist in credit repair and financing.
  • We work with community and governmental programs for assisting, and helping
    homebuyers qualify for financing.
  • Screening, and qualifying tenants for long term rental and lease options.

The investment must not only be secured against the real estate, there must also be at least 30% equity in the property above your investment.

For example, if we have a property valued at $50,000 your maximum investment would be 70% or 35,000 (sometimes considerably less).

  • Your interest is secured with a note and mortgage, and we place a deed to you in escrow.
  • Or by placing ownership of the subject property in a Trust Account. Assigning 95% of the beneficial interest of that Trust to you the Private Money Lender, your IRA, or company name, and 5% to me Allen Watkins. We enter into a contractual agreement that details the terms we agree upon for the borrowed money. This agreement includes a statement of automatic assignment of my beneficial interest to you in the event of a default, and to me when the money is ready to be paid as agreed. Very secure for both of us. I am open minded if you have another preference for structuring the security.
  • Your partnership investment would bring you a rate of return of 10 to 12 % per annum,
  • You tell us  how much money you have available, and we’ll contact you when we have a deal for you.
    You’ll decide at that time whether or not to move forward.
  • Your money could be invested minimally for a day, (on a quick wholesale transaction- you get a minimum of 3 months interest) and on the average, 3 to 6 months.
  • Or if you prefer to have your investment continuous then an escrow could be set up between property acquisitions.

Where else can one earn such high rates of return with solid security?

What kind of a return is your money currently earning?

What is the collateral or security?

Investing in foreclosure and motivated seller properties is the best secured investment vehicle!

What could be the down side?

  • You could end up with the property and the additional 30% plus equity,
  • You could end up with the profit we were going to make.
  • Has never happened. It is our incentive, to not let it happen!

As you can see we have quite an opportunity from our networking resources.

As a Private Money Lender  (passive armchair investor) you can:

  • Invest for high returns, without the additional effort.
  • We put forth the effort, provide you with the security,

It works like this:

  • You can make small pledges of a minimum of $5,000
    Small pledges are usually used on What we call "Pretty Houses" Move in condition where we are taking over the payments of the seller's first mortgage, and maybe giving them a little for their equity, and or for minor cosmetic repairs.
  • Larger pledges are used solely on a property. Could be as little as 25 to 30K or over 100K. Just depends on the value of the real estate investment opportunity that is presented.

You make your pledge verbally or by filling out our no obligation pledge form for the amount of money you have available to invest. When an investment opportunity arises, then you are contacted with the particulars on the specific deal. You then say yes or no. It is as simple and easy as that!

Any questions or to make your pledge Pledge Form or call 219-979-4607, 708-774-9030 
Fax: 208-975-1415 or you can send an e-mail to:  allenwatkins2@yahoo.com