SPECIAL REPORT

Created and Distributed as a Courtesy of

Choice Homes Realty

• I buy houses with little or no equity, and sometimes when they are over indebted.
• Cash? When the numbers make sense, yes I can pay Cash for your property!     
• When the numbers don't make sense, it is about becoming a problem solver, I have other creative techniques that create a win / win solution for both of us. 
• What ever your life circumstances happen to be at this time, it is only temporary. I may have a  solution to help you get on with your life.
• I buy houses all over the country. As a Real Estate Broker, I also have a network of  partners in any area to act as my on site manager to get the job done.
  
  Below is an overview of a solution that works for a lot of people!

Do you have a Home to sell or thinking of selling?  Click on Property Information Sheet link below, fill out form, submit information and we will contact you!

Property Information Sheet

Trying to sell your home can be a Nightmare!  But after reading this Special Report, you may very well be able to move right away.  Just who could be your buyer?  Housing Resource Center, Inc.  We are constantly looking for and buying nice houses like yours from from people like you. 

Like I said, I am a property investor who also has a Realtor's Broker's license.  I buy and sell real estate as a personal investment, so I know what homeowners go through when they try to sell their house.  You may still be in the "thinking about it" stage.  Maybe you've tried listing your house with an agent...... maybe you haven't decided you're ready to go that route yet.

While it can't hurt to list with a Real Estate agent or Broker, by the same token, do they ever seem to have the same "feel" for your home as you do?  After all, if you had a computer sitting in your office loaded with hundreds of nice, beautiful houses of all shapes, sizes, and price ranges...... what kind of real "selling" would you actually do?

Would you really go all out and work on selling one particular customer's house?  Or would you pick out a selection of several houses for your prospective buyers, hoping to land them on one.. any one.... of the many homes you'd selected?

Come on...... you'd go with the numbers.  After all, you don't have any personal liability if the seller's house sits an extra week or two.... and there's always the next customer.  And the next listing.  But then you're no Realtor, either.

That's why more and more folks have gone the "For Sale by Owner" route: you buy your sign, you place your ad, and you show your house.  Then you wait.  You call back the lookers and leave messages on their answering machines.  Maybe you actually get a live one, and write up an agreement. 

Several weeks pass.  You start thinking something's going wrong.  Financing?  But it's supposed to be the buyer's job to get a loan, not yours. Right?

Can you tell I've been there?  Right back on square one, with a beautiful house, priced right, and not a clue on how to make it go away.  Looking down the barrel of a deadline to move.

Sometimes the reasons aren't so good at all..... bankruptcy, divorce foreclosure.

Thinking about selling can quickly become wanting to sell......and it's amazing how fast "want to" can become "have to".  Whatever the reason, it puts you in a pickle.

           708-774-9030

      219-979-4607
                     

I can probably wrap up the whole thing within 24 hours.  Would you perk up a little if that were the case?

What I do know...... and what you should know, is.........

If you call us at 219-979-4607 or 708-774-9030 and give us the facts, we'll either tell you on the spot we can't help, or leave you with one or more offers.

I buy and sell property.  We are investors, and buy many properties each month.  I will structure an offer that is Win - Win for both of us!    

The purchase price will be sufficient, we guarantee it.  I will immediately take the financial burden of any monthly mortgage payments off your back! What's more, we'll close when you're ready.

You see, I've found I can make a profit on a house that even real estate agents have passed up....... because I personally handle the whole process.  When I agree with you to purchase your property.... I take it seriously.... I treat your house like it's our own.

Your situation literally becomes my own.  And, frankly, I don't know how to make it work any other way.

      You can get on with your life!

Like I said earlier, people sell house's for various reasons.  Maybe it's a new job that requires a move, and they don't want to carry double house payments, or in over their heads financially on their current house.  Maybe it's a company downsizing that creates the problem.  It could be bankruptcy or foreclosure....... or they could of won the lottery.  Perhaps they want to build..... they're tired of the same old neighborhood.... they need something bigger, something smaller.  It could be death or divorce..... or marriage or birth.  Whether you're moving across town or across the US, to a new home or to an apartment, you've got other things to concern you.  I'll take care of your house.

I'm not a cynical person..... this is reality.  Granted I don't know your particular reasons for selling, but I do know how to get your house closed as quickly, and as professionally as possible.  In fact.........

Here's the game plan to sell your house quickly........

After we agree on the purchase price, terms, and verify the amount you owe on your mortgage, if the circumstances are right you may get all cash at the closing.  If not, we may work out monthly payments for a period of time.  Whichever way you go.......

You get immediate relief from your monthly obligation to the mortgage company.

Please don't misunderstand or assume that we have to "steal" your house, or that you need a lot of equity for us to be interested.  I've worked with all kinds of  circumstances and have been thoroughly trained to create solutions after so-called "experts" have given up and quit.

Mainly what I can do is take your house over subject to existing mortgage.  Which means, we will be responsible for your payments and maintenance.  I will put a tenant/buyer in the house, and help them get financed.  At that time, they will be getting the house re-financed in their name.

10%

x $100,000

=$10,000

Unlike working as a Realtor, we are investors.  I agree to make your mortgage payments while I find a buyer for the house.  So if it sits empty, I can often times make those payments.  Also unlike a Realtor, there is no listing agreement and no 6-7% selling commission.  Additionally, closing costs which are the responsibility of the seller, typically run about 3%.  Just add these last two items together and on a $100,000 home, that cost represents $10,000.  Now add in the typical 3-6 month period that it will take to find the buyer and have them get qualified, and finally close on the house, and you've just made monthly payments on Principal, Interest, Taxes, Insurance, Utilities, Maintenance and Repairs.  Remember that if you get a buyer today, it typically takes 45-60 days for them to get financing.  Guess who would pay for your house during that period?  YOU WOULD! That's 2 more payments you would have to make, and that's if you had a buyer today.  What if it takes 6 months?

I can take care of all the paperwork. I can set a date when you can move out and I will take over the house after that.

The best part is, your loan doesn't even have to be assumable for this to work!  Our program works, regardless the type of loan - assumable, non-assumable, assumable with qualifying, FHA, VA, Conventional. 

I take care of your monthly payments, take on all responsibility for the maintenance and upkeep of your property, and liquidate your asset, before it becomes a liability!  Now seriously, does it get better than that?  As I stated before, our program can work in any situation.

• Rapid, flexible sale of your house - You select the date that you want to move out.  I can complete our transaction quick!
• Certainty of Sale - Avoid the disappointment of "selling" your house, waiting 45 days for the buyer to qualify, and then finding out the deal fell through for any number of reasons.  Then the process starts all over again, and the pressure is really on you now.
• Avoid Sales Commissions - No need to pay a Realtor the typical 6-7% fee.

• You Get Quick Relief from Mortgage Payments - Compare that with a Realtor Listing that can go on forever!!
• Avoid Typical Closing Costs - Avoid the necessity of paying for Surveys, Title Insurance, Deed Preparation, Courier Fees, Recording Fees, etc.
• Eliminate a Listing Agreement - I provide the necessary paperwork, and you are welcome to have your attorney look it over..
• Eliminate Time Consuming House Showings - You won't have to show your house anymore. On the average, we show your house less then 4 times, nearly always after you've moved out.  We find qualified, motivated tenant/buyers through our extensive advertising and screening procedures.

Need more reasons, then just read on.  Not everyone wants to know all the details of how we work, but just in case you're interested, I'll tell you exactly what I do.

This makes it much simpler for nearly 40% of the people who have trouble qualifying for Class A mortgages.

• Want to build up equity in the house of your choice while you improve your credit rating?
• Need more time to build up your base income?
• Looking for a house in an area that will surely have price appreciation?
• Wouldn't you like to get a better mortgage in 12-24 months than the one that you qualify for now?
• Have you had a divorce, or bankruptcy causing a temporary setback that prevents you from qualifying for a mortgage to live in the kind of home, and area your accustomed to enjoying with your lifestyle.

These are a few of the benefits for house buyers who want their house now, but know that their financial profile will be much better in the near future.  Housing Resource Center, Inc. lets these people make payments on a fine house, and then when they have improved their equity, credit, or financial profile, they can qualify for the type of mortgage that they want.  This makes it much simpler for nearly 40% of the people who have trouble qualifying for Class A mortgages.

It begins with your
Phone Call

 * Subject To 

* Lease Option 

* Owner Financing 

* Short Sale *

You will probably not hear from us for sometime after we take possession of your home.  We transfer the utilities, and when our tenant / buyer exercises their option,  your mortgage is paid off. 

Frequently Asked Questions

WHAT IF THE TENANT/BUYER TEARS UP MY HOUSE?

There's no way we can guarantee you our tenant won't damage the house since we won't be living with them.  However, under our agreement, if that happened we would repair it at our expense.  Our objective is to find a buyer who will eventually qualify for a loan, and not a "tenant" Damages are rarely a problem.  Again, if it happens, we'll fix it as per our written agreement.

WHEN WILL YOU SELL THE HOUSE?

We can't give you an exact time.  It will be up to the game plan established by the loan officer, based on the circumstances of the tenant / buyer. The loan officer will determine a strategy of exactly what my tenant / buyer needs to do to get into the position, and how long it will take for them to qualify. We can tell you we get paid when they get their own mortgage which pays off yours, any money you may have coming, and then I get my pay check. So obviously we'll be pushing them to do so........quickly!  In the meantime, your payments will be made, which relieves you of the financial burden. You get on with your life!

HOW DO I KNOW I CAN TRUST YOU?

I can understand your concern.  You'll find I don't make empty promises..... I shoot straight, and after 21 years I know this business well. I have plenty of good references, and don't mind sharing with you a copy of my last credit report I had ordered, provide you a copy of my bank statements, last tax returns, and a schedule of my real estate holdings. 
I believe I can create a solution that will work for both of us.  If not, or if you're not comfortable. we go our separate ways.  Honestly, I view our business relationship more personally than just handling a house..... I want you to be confident, and able to sleep well every night without worrying about your house, or your payments. I will provide you proof each month that the payment is being made. In fact, I wouldn't enter an agreement with anyone if I weren't confident in that person..... and I don't expect any less from you.  I'm willing to devote my team's time and resources to your house, and only if you feel comfortable with that arrangement.

HOW DO I KNOW YOU'LL MAKE MY MORTGAGE PAYMENTS?

Why would I not make the payments?  I make a chunk of money when the home is re-financed into the next person's name.  That would be like working all week and not going to pick up my paycheck on Friday.

I can pay you directly and let you forward it to the mortgage company yourself.  You can also choose for me to pay your lender directly.  This is the most common technique. I handle all the paperwork.  If I didn't pay, the lender would immediately notify you.  So you're always on top, whichever method you choose.  Remember that making the house payment is my problem, I have a mission to accomplish, and will be compensated once it is done.

Also remember that any increases in taxes, insurance or homeowner's dues are my responsibility.

Why Don't I just List with a Realtor?

That's certainly an option, but obviously a Realtor won't make your payment for you while they're attempting to sell your house.  I'm willing to make your payment, and maintain it until my tenant/buyer gets their own financing.  I'll give it my personal attention, and you can forget about it and get on with your life.

Houses Like Yours; People Like YOU

207 MATTHEW COVE            Excellent condition Built: 2002
HUTTO, TX  78634                 Two story - 4 Bed, 2.5 Bath
2 car Garage, Central air conditioning, Community swimming pool(s), Family Room Fireplace, Formal Dining room, 2 Car Garage

Tom and Kristen B. contacted me from seeing this web site. Asking if there was anything I could do for them. They were approaching 8 months pregnant at the time. Had the home listed through a Realtor, (A friend who was willing to cancel the listing) starting out at $159,900, now priced at $154,900 The local market was soft for sellers, and no offers were being made. They wanted to down size to reduce their monthly cost, move closer to his work, and be closer to her family. They wanted to move prior to her having the baby. At that price if it did sell, they were going to have to go to closing with a couple thousand dollars because of commission and closing cost. They owed $146,000 on their mortgage. It looked like this:

Price              $154,900
1st Mortgage  -146,000   (Monthly payment on this is $1,465, PITI - principle, interest, taxes, and insurance)
Minus 6%       -    9,294   Realtor Commission
Closing Cost   -    2,000   Approximately
                           (2,394)  Negative

I took over the payments, utilities, and all responsibility for maintenance at the beginning of the 3rd month.
By that time I had acquired my own lease option buyer to occupy the property.

During that time period, Tom and Kristen knowing that the expense of their current home would be covered, got on with their lives. They located and moved into their new home, and got settled just before having their baby girl, and no longer burdened with their previous house, are now living as the saying goes, "Happily Ever After"!

Diane T. was told by a friend "don't be silly, calling someone from a sign that says We Buy House's is risky, they will probably try to rip you off". Her husband Blair told her "we're not going to let anyone rip us off, call and see what they have to say."
She did call me, their home at 3603 Hemlock Dr. Valparaiso, IN was approaching 6 months of being listed with a Realtor and had not sold at $175,000. Blair had a job transfer waiting for him in Arizona and wasn't going without his family and selling the house first. 
It's the beginning of July and Diane wants to get moved before school starts for the kids. They owe $130,000, need $30,000 to use for the move and down payment on their next home. We strike a deal whereby they refinance, Get a new first mortgage for $161,500, pay off their old mortgage, pull out the needed $30,000 from the equity they have, and allow me to take over the payments. 
Diane flies out to Arizona to shop for their new home.
On August 22nd they loaded up their truck and head down the road.
The previous day I accepted the first month's rent and deposit from a couple who will now be moving into Diane and Blair's previous home. These new folks are thrilled to move into this home because, their loan officer had told them that even though they made good money, because they always paid cash for things, they didn't have the necessary credit history to qualify for a mortgage right now. So they need to work on establishing credit for 12 months and then they will be able to get their own mortgage.
I provided them the opportunity to move up from their rental house and area, and created a win / win for everyone involved.

George M. built his wife and kids a new home, moved them in and thought everything would go according to plan. 
However, his house at 1041 W. 3rd St. Hobart, IN had not sold after 6 months with a Realtor. The double payments were stressing him on a Policman's salary. It is a 3 bedroom 2 bath, family room, fireplace, part finished basement, no garage, and it needed some cosmetic work. 
I agreed to take over the payments the beginning of the 3rd month. Sometimes, I will invest the money to fix a house up, and in this case I located and screened out a lease option buyer who is also a construction worker, with a wife and 2 kids, who had no problem taking on the work that was needed.
I solved George's problem, reducing the financial stress that was burdening him, and provided housing to a family who needed it.

My marketing campaign was put into action, immediately the process was started, it was easy! The objective was to find a; quality tenant/buyer to occupy the house until they were ready to buy. To walk them through the details required for the acquisition of the house under the Lease Option program.  They put up a deposit that is applied toward their down payment for when they do get their mortgage, and it gives them plenty of incentive to stick to the program.

There's just no way in a single Report we could possibly answer every question and every need you may have...... Consider this an overview.  If it strikes a nerve...... if you find you're in a position with your house that doesn't seem to be going anywhere, one where you think I could possibly help solve, call me today.  Our phone number is printed at the end of the Report.

Do you have a Home to sell or thinking of selling?  Click on Property Information Sheet link below, fill out form, submit information and we will contact you!

Property Information Sheet

GET YOUR HOUSE SOLD QUICKLY!

If you're ready to act now or have some immediate questions.  You can contact me right away 708-774-9030 or 219-979-4607.  Or send us an e-mail;

SaveOrSellNow@yahoo.com

Just remember:

I don’t want to list your house;

I want to buy it!

Even a
Dream House
can become a
 Financial Nightmare.

As I said before, if we can't do business, that's OK.  I buy lots of houses and I don't have to have your house.  I get calls from tenant/buyers every day and we're always looking for houses for them.  Houses just like yours.

Just remember that I don't want to list your house, I want to buy it.  I specialize in buying houses quickly.  I urge you to let me try.  You have nothing to lose.

Finally - I don't know how many months you've been trying to sell your house (or thinking about selling) and every month you wait is costing you unnecessary expenses...... eating up the precious income you work so hard to earn.  Your house is an asset..... sell it as an asset.  Don't let it become a liability, a burden, and the proverbial "monkey on your back".  Even a Dream House can become a Financial Nightmare.  There's a real good chance that I can help...... call me today!  The phone call will give you more answers.  Answers that you need. Don't procrastinate......Call me Today!   

YOU CAN SAVE A BUNDLE

CLICK HERE 

to find out how

708-774-9030 or 219-979-4607

Any questions or concerns just send me an e-mail. I bet I can answer it to your complete satisfaction. Just ask and I will e-mail you a copy of my lease and option agreement.

reosoldnow@yahoo.com

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